Can you erase accurate negative accounts?
No. Accurate, current information cannot be removed simply because it hurts your score. We focus on information that may be inaccurate, incomplete, or otherwise disputable.
Account Investigation · Limited launch offer
Your credit report deserves a closer look.
See something inaccurate or incomplete? We help you review questionable accounts, investigate possible reporting errors, and track responses during a 90-day service period that begins when we send your first round of disputes.
Begin the two-step applicationNo guaranteed deletions or score increases.
Launch pricing
Account Investigation
A single 90-day Account Investigation service. Launch rates are assigned in the order completed intakes are matched with submitted credit monitoring details, subject to eligibility. Starting the process alone does not guarantee a price. We share your assigned rate and full terms before you sign an agreement.
First 5 eligible clientsFree
Our launch introduction to the 90-day service. Assigned after the intake and monitoring details are both recorded.
Next 5 clients$50
One-time service price, billed when permitted under your agreement.
Next 5 clients$147
One-time service price, billed when permitted under your agreement.
Standard price · No spot limit$297
One-time service price after launch spots are filled.
Enhanced Account Investigation is an optional upgrade to Account Investigation for an additional $250. It includes a deeper review of complex reporting situations such as repossessions, bankruptcies, and eviction-related accounts. We organize supporting records, identify specific information to examine, and plan appropriate follow-up where the reporting appears inaccurate, incomplete, or otherwise disputable. This does not guarantee removal of accurate information. Credit monitoring is required from enrollment through the full 90-day service period. Credit monitoring will require a separate monthly payment to the monitoring provider throughout the 90 days, including for clients who receive a free launch spot. Enroll in credit monitoring. If monitoring becomes inactive during service, your Account Investigation service may be subject to termination under the written agreement.
The process
Clear steps. No mystery.
01
Tell us what you’re seeing
Complete the intake so we can understand your reports and the accounts you want reviewed.
02
Review the agreement
We’ll share your assigned launch rate, scope, required monitoring, your rights, the first-round start date for the 90 days, and payment terms.
03
Track the investigation
We review questionable information, prepare appropriate disputes or follow-up, and keep track of responses.
Good questions to ask first.
Can I dispute errors myself?
Yes. You can dispute credit report errors yourself for free. Our service provides assistance with reviewing, organizing, and tracking the work.
Do I need credit monitoring?
Yes. Active credit monitoring is required for the full 90 days. It will require a separate monthly payment to the monitoring provider, even with the free launch offer. If it lapses during service, service may be subject to termination under your agreement.
When do I pay?
There is no payment required to submit the intake. For a paid tier, we’ll explain the lawful billing point in your written agreement and send your individual secure payment link when payment is legally due.
Will my score go up?
Credit outcomes depend on what’s actually in your file and how the reporting companies respond. We do not promise a score increase or a particular deletion.
Ready to get your file reviewed?
Start with the intake. Complete your intake and enroll in credit monitoring. Once both steps are recorded, we’ll show your spot number and assigned launch rate before sharing the agreement and next steps.
Begin your application